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How Our Site Works
Our Unique 24-7 FaxLessSM
Payday Loan Processing Totally Eliminates Faxing Forever!!
With our online 24-7 FaxLessSM
processing, faxing is eliminated. FaxLessSM
means that your application is completed online in minutes and
you’re finished/done. Our total online process gets rid
of sending and receiving faxes-TOTALLY!
*Subject to verification of the information on your application, some restrictions may apply.
When do I get my money?
Once you have applied online, a loan agent will attempt to contact you
to verify your banking information and explain the terms to you.
Once you have spoke with your loan agent, your cash can be in your bank account
as early as the next business day!
Payment Options - You decide what payment you want to make based upon the three examples below.
OPTION 1-AUTOMATIC RENEWAL
Your minimum payment on your first FOUR due dates is your finance fee.
This payment is AUTOMATICALLY debited on your due date unless you request to pay more than this amount.
Beginning on your FIFTH due date, you will be required to pay a minimum of $50.00 toward your principal balance
($100.00 on loans greater than $500.00) on every due date until your loan is paid in full. Finance fees paid will
not be applied to your principal balance. *IMPORTANT: A NEW FINANCE FEE WILL BE ASSESSED (based on your remaining
principal balance) WHEN YOU SELECT THIS PAYMENT OPTION*
| Example 2: Regular Rate |
| This example applies to EVERY due date. |
(Your Current Balance) |
(Your Payment) |
(Your Balance After Your Payment Is Made) |
PRINCIPAL BAL |
+ |
FINANCE
FEE |
= |
TOTAL
DUE |
- |
PRINCIPAL PAID |
- |
FINANCE
FEE PAID |
= |
REMAINING PRINCIPAL BAL |
+ |
NEW
FINANCE
FEE |
= |
REMAINING
BALANCE |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
- |
$ - |
- |
$ 30.00 |
= |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
- |
$ - |
- |
$ 60.00 |
= |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
- |
$ - |
- |
$ 90.00 |
= |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
- |
$ - |
- |
$ 120.00 |
= |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
$ 500.00 |
+ |
$ 150.00 |
= |
$650.00 |
- |
$ - |
- |
$ 150.00 |
= |
$ 500.00 |
+ |
$ 150.00 |
= |
$ 650.00 |
OPTION 2: PAYDOWN (PARTIAL PAYMENT TOWARD YOUR PRINCIPAL BALANCE)
THIS PAYMENT SELECTION MUST BE MADE AT LEAST 3 FULL BUSINESS DAYS BEFORE YOUR DUE DATE. You can make a payment toward the principal balance of your loan on ANY of your due dates. You can pay any amount in $50.00 increments ($50.00, $100.00, $150.00, etc.) toward your principal balance. Whichever amount you choose to pay will be IN ADDITION to your finance charge. This selection can be made by either calling our automated system at (866) 859-6132, logging in to your account at this website, or by faxing your Account Summary to us with your selection marked. Finance fees paid will not be applied to your principal balance.*IMPORTANT: A NEW FINANCE FEE WILL BE ASSESSED (based on your remaining principal balance) WHEN YOU SELECT THIS PAYMENT OPTION*
| Example 2: Regular Rate |
| This example applies to EVERY due date. |
(Your Current Balance) |
(Your Payment) |
(Your Balance After Your Payment Is Made) |
PRINCIPAL BAL |
+ |
FINANCE
FEE |
= |
TOTAL
DUE |
- |
PRINCIPAL PAID |
- |
FINANCE
FEE PAID |
= |
REMAINING PRINCIPAL BAL |
+ |
NEW
FINANCE
FEE |
= |
REMAINING
BALANCE |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
- |
$ 50.00 |
- |
$ 30.00 |
= |
$ 50.00 |
+ |
$ 15.00 |
= |
$ 65.00 |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
- |
$ 50.00 |
- |
$ 60.00 |
= |
$ 150.00 |
+ |
$ 45.00 |
= |
$ 195.00 |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
- |
$ 50.00 |
- |
$ 90.00 |
= |
$ 250.00 |
+ |
$ 75.00 |
= |
$ 325.00 |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
- |
$ 50.00 |
- |
$ 120.00 |
= |
$ 350.00 |
+ |
$ 105.00 |
= |
$ 455.00 |
$ 500.00 |
+ |
$ 150.00 |
= |
$650.00 |
- |
$ 50.00 |
- |
$ 150.00 |
= |
$ 450.00 |
+ |
$ 135.00 |
= |
$ 585.00 |
OPTION 3: PAY YOUR LOAN OFF
THIS PAYMENT SELECTION MUST BE MADE AT LEAST THREE FULL BUSINESS DAYS BEFORE YOUR DUE DATE. You may pay your loan off on any due date. Your payoff amount will consist of your principal balance and finance charge. This selection can be made by either calling our automated system at (866) 859-6132, logging in to your account at this website, or by faxing your Account Summary to us with your selection marked.
| Example 2: Regular Rate |
| This example applies to EVERY due date. |
(Your Current Balance) |
(Your Payment) |
(Your Balance After Your Payment Is
Made) |
PRINCIPAL BAL |
+ |
FINANCE
FEE |
= |
TOTAL
DUE |
- |
PRINCIPAL
PAID |
- |
FINANCE
FEE
PAID |
= |
REMAINING
PRINCIPAL BAL |
+ |
NEW
FINANCE
FEE |
= |
REMAINING
BALANCE |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
- |
$ 100.00 |
- |
$ 30.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
- |
$ 200.00 |
- |
$ 60.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
- |
$ 300.00 |
- |
$ 90.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
- |
$ 400.00 |
- |
$ 120.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 500.00 |
+ |
$ 150.00 |
= |
$650.00 |
- |
$ 500.00 |
- |
$ 150.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
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